No-Credit-Needed Phone Financing in Cranston, RI
Updated August 2026
Need a phone in Cranston but worried about your credit? ProFix offers no-credit-needed device financing through Progressive Leasing, so Cranston-area customers can take home a phone, tablet, laptop, or game console today and pay over time. It is a lease-to-own option with a soft check that does not affect your credit score — apply in store at 1712 Mineral Spring Ave in North Providence, a short drive from Cranston, or call (401) 999-0100 to learn how it works.
Lease to own with no credit history — or bad credit
Whether you have no credit history at all or a low score that keeps getting you turned down elsewhere, Progressive Leasing looks at more than a traditional credit score. The application uses a soft check that does not impact your credit, and you can apply right at the counter — no long online forms, no waiting days for a decision. Bad credit and no credit history are both welcome.
What you can lease to own
- Phones — lease to own an iPhone, Samsung Galaxy, or Google Pixel from our tested, IMEI-checked inventory
- Tablets — iPads and Android tablets
- Laptops — finance a laptop with no credit check through the same lease-to-own program
- Game consoles — take one home today and pay over time
What you need to apply in store
Bring three things and you can apply in a few minutes: a valid government photo ID, an active checking or savings account at a real bank or credit union, and proof of income. You will also provide your SSN or ITIN. That is it — no down payment estimate, rate, or approval amount is promised until Progressive reviews your application, so we will only ever tell you what is factually part of the program.
A short drive from Cranston
ProFix is only a short drive from Cranston — an easy trip up toward North Providence puts you at 1712 Mineral Spring Ave. We serve customers from across Cranston and the rest of Greater Providence, including Providence, Pawtucket, Warwick, Woonsocket, Johnston, and North Providence. The lease-to-own process is the same wherever you come from: a soft check that does not affect your credit score, a decision in store, and — if approved — your device the same day. A 90-day buyout option is available.
Ready to see how it works? View no-credit financing details or browse our used & unlocked phones at /phones.
Frequently asked questions
Can I get a phone with no credit in Cranston?
Yes. ProFix offers no-credit-needed lease-to-own financing through Progressive Leasing. The application uses a soft check that does not affect your credit score, and you apply in store at 1712 Mineral Spring Ave, North Providence, RI — a short drive from Cranston.
Does applying hurt my credit score?
No. Progressive Leasing uses a soft check to review your application, which does not impact your credit score.
Can I lease to own with bad credit or no credit history?
Yes — the program is designed for customers with no credit history or past credit trouble. Progressive Leasing considers more than a traditional credit score. Applying does not affect your credit.
What do I need to bring to apply?
A valid photo ID, an active checking or savings account at a bank or credit union, proof of income, and your SSN or ITIN. You apply right at the counter.
What can I finance?
Phones, tablets, laptops, and game consoles are all eligible for no-credit-needed lease-to-own financing through Progressive Leasing.
How far is ProFix from Cranston?
ProFix is at 1712 Mineral Spring Ave in North Providence — a short drive from Cranston. Walk in during business hours or call (401) 999-0100.
ProFix — no-credit-needed device financing through Progressive Leasing, serving Cranston, RI from 1712 Mineral Spring Ave, North Providence · (401) 999-0100. Rated 4.8★.